Generative AI liability insurance · Underwritten at Lloyd's
Your business uses generative AI. We cover the risk.
Liability coverage that protects your business from the costs of lawsuits arising from your use of generative AI.
Featured in
Generative AI lawsuits are increasing
137% increase in 2025, and rising
Source: Testudo AI Risk Engine case-law tracker (May 2026).
Potential cost to your business
~$5m is the median damages demanded in AI lawsuits since 2016
Source: Testudo AI Risk Engine case-law tracker (May 2026).
Generative AI risk is already on your balance sheet.
Problem: You are deploying generative and agentic AI across your business, but your existing insurance may not cover the risks it creates. As AI-related claims, lawsuits, and exclusions bite, you could be left exposed.
Solution: Get AI liability insurance tailored to your use of generative AI. Our coverage helps protect you from the cost of AI-related lawsuits, so you can deploy AI with confidence.
Simple insurance, with no lengthy audits and no integration with your AI systems.
Covered by Testudo
Understand your AI exposure
Clarity and coverage.
We turn AI litigation, incident, and loss data into clear risk insights so you can understand your AI liability exposure and protect your business with insurance.
Custom Risk Reports
Get a clear, up-to-date view of your AI liability exposure, tailored to your AI use cases and business profile.
Monitor Liability Trends
Enable your risk team to stay ahead of emerging AI lawsuits and claims with insights from our database of AI litigation and incidents.
Protect Your Balance Sheet
Insure your use of generative AI, with AI liability coverage underwritten at Lloyd's.
San Francisco, California
City of London, UK
Engineered to help you understand AI risk.
2024AI Risk Engine
Your coverage keeps pace with AI risk.
AI lawsuits, exclusions, and incidents emerge every week. We monitor them continuously so your underwriting and coverage reflect the risks your business actually faces, not last year's hypotheticals.
Lawsuits, tracked
New AI lawsuits, tracked as they're filed across jurisdictions.
Mapped to you
Risk tagged by your industry, AI use case, and exposure profile.
Pricing that moves
Coverage and pricing updated as the AI risk landscape shifts.
Gaps surfaced
Where your existing policies leave you exposed, made visible.
Adopt AI without the legal risk
We help your legal and compliance teams say yes to AI adoption.
Our Investors
Testudo has raised capital from IA Capital Group, LocalGlobe, A100x, Josh Buckley, Charlie Songhurst, Goldman Sachs partners and other VC scout funds.
Help us insure the AI economy
At Testudo, we're building the insurance layer that will help companies deploy AI safely and confidently. Our team brings together deep expertise in insurance, machine learning, and enterprise technology to solve one of the defining risk challenges of the next decade. Backed by leading investors and supported by Lloyd's underwriting capacity, we're moving quickly and looking for exceptional people to help shape the future of AI risk.
All open roles