Help build the financial engine that unlocks AI adoption

Our mission is to enable the next era of enterprise AI.

Testudo has built the standalone generative AI third-party liability insurance for U.S. companies. As a Lloyd's of London coverholder, we have created the insurance infrastructure that lets companies adopt AI with confidence.

Underwriting a brand-new class of risk means there is no playbook to copy. If you are energized by hard, unsolved problems and want your work to help define how businesses insure AI, this is the place to do it.

The policy is live, written on Lloyd's of London paper, and distributed as excess and surplus lines in all 50 states. It pays out across five insuring agreements: generative AI errors, IP infringement and personal injury, unauthorized data disclosure, bodily injury, and property damage, with limits from $1M to $10M on capacity that AM Best rates A+ (Superior).

At the center of it is our AI Risk Engine, which reads AI litigation as it happens and turns it into the signals our underwriting and actuarial work runs on. No invasive integration is needed to gauge a company's exposure. We sell through appointed brokers, and a submission gets an indication back inside 48 hours.

The team is small and AI-native, which means the people building the models, the policy, and the platform sit close together and ship together. Depending on where you land, you might shape an insuring agreement with our General Counsel, train the models behind the Risk Engine, or build the broker-facing platform that puts a quote in front of an underwriter within 48 hours. We are live in the U.S. now and extending into the EU, Canada, and Singapore next, so the work you take on early will set the pattern for everything that follows. If you want the kind of ownership that only exists before the playbook is written, now is the time to join.

• We are an AI-native company.
• We are building a new class of insurance from the ground up.
• We're backed by Lloyd's of London and the investors below.